I've wasted a lot of money on medicines that turned out to be ineffective, so I'm chary of doctors and treatments, at this point.
Chary: Think of it as "BramhaChari": What do the Bramhachari's do ?? They refrain from Marriage/ Females in general. They are unwilling to be bound by family life. CHARY sounds similar to WARY, meaning CAUTIOUS. chary: think of charred. somebody "charred" is chary i.e. , somebody who is burnt is always wary or cautious